Staying Strong and Still Doing Positive Activities While Going Through Hard Times is Important for Getting Through Them

Family Matters

For a good portion of America, times are tough financially right now. Even those individuals that would say overall that they are doing well often have debts that sometimes cause stress. For student loan borrowers, where the total national student loan debt is greater than one trillion dollars, it is often a stress that may feel overwhelming. American Financial Benefits Center (AFBC), a document preparation service company, has aided thousands of federal student loan borrowers apply for income-driven repayment programs, which may have greatly reduced the stress that burdensome student loans may have caused.

“When student loan debt amounts for an individual start hitting the point of being double, triple or even quadruple the amount that the borrower makes in their annual wages, it may feel like that borrow will never be free of that burden. Staying positive during those times may be increasingly difficult as interest rates creep the loan amount even higher,” said Sara Molina, manager at AFBC.

Student loan repayment may not be the only thing causing borrowers stress. Life has a way of throwing unexpected curve balls, and even if singular events aren’t that big of a deal, combined those events may bring an individual to a breaking point. “Whether it be something like a loved one passing, a small business struggling to stay afloat or something failing no matter how hard you tried, it can all be hard to handle. But the important part is to keep going forward. It may seem difficult to do positive activities, but just wallowing in the hard times just feeds into a continually depressive cycle. The only way to get past hard times, is to keep moving forward,” said Molina.

When student loan debt amounts for an individual start hitting the point of being double, triple or even quadruple the amount that the borrower makes in their annual wages, it may feel like that borrow will never be free of that burden. Staying positive during those times may be increasingly difficult as interest rates creep the loan amount even higher.

Sara Molina

Manager at AFBC

About American Financial Benefits Center

American Financial Benefits Center is a document preparation company that helps clients apply for federal student loan repayment plans that fit their personal financial and student loan situation. Through its strict customer service guidelines, the company strives for the highest levels of honesty and integrity.

Each AFBC telephone representative has received the Certified Student Loan Professional certification through the International Association of Professional Debt Arbitrators (IAPDA).

American Financial Benefits Center Newsroom

Contact

To learn more about American Financial Benefits Center, please contact:

American Financial Benefits Center
1900 Powell Street #600
​Emeryville, CA 94608
1-800-488-1490
​info@afbcenter.com

Source: American Financial Benefits Center


Categories: Financing and Student Loans, Financial News

Tags: going forward, hardships, income-driven repayment, pitfalls, positive thinking, staying positive, student loan repayment, student loans, tough times


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About American Financial Benefits Center

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American Financial Benefits Center works to align each client with the different U.S Department of Education programs available to them based on their income and occupational situation.

American Financial Benefits Center
1900 Powell Street (600)
Emeryville, CA 94608
United States