Being Too Poor to Get Rid of Something Can Have Multiple Meanings, Notes AFBC

Discarded Old Couch

Being poor is not what the majority of people would choose for themselves in life. Poorness is a social struggle, that often has many factors to it that further drive people into poverty. There are different levels to being poor, but all of them involve some sort of struggle. At the very bottom is struggling to afford even some of the most basic of daily activities. It is possible to be quite literally too poor to be able to throw things away. American Financial Benefits Center (AFBC), a document preparation service company, has worked with people who are stuck in this type of situation, where even throwing things away is unaffordable, and has helped them apply for income-driven repayment programs where monthly payments have potentially been lowered.

“There are a lot of pieces to the American way of life that people don’t think about on a daily basis, and how those pieces might affect others, especially those who are less well-off financially,” said Sara Molina, manager at AFBC. Dump fees are charged throughout the country, varying depending on what and how much is being dumped. For stuff like furniture, because of the size, the fees can potentially be high - high enough to make it a hassle for anyone who struggles financially to get rid of old furniture that is taking up much-needed space in a home. Even if an impoverished family can afford the dumping fees, they then have to figure out how to get the furniture to the dump. If they don’t have access to a truck, how would they transport the unwanted items? Problems like that are often why unwanted couches wind up on the sides of roads in poorer neighborhoods.

Many factors contribute to poverty, including sub-par wages, overpriced-but-necessary products and the struggle to pay off debt from things like student loans. AFBC has helped thousands of borrowers apply for federal income-driven repayment programs, which are intended to lower borrowers’ monthly payments based on income and family size. “Times are hard enough as it is for most Americans and we at AFBC feel that people shouldn’t have to worry about burdensome student loan repayment on top of that struggle,” said Molina.

There are a lot of pieces to the American way of life that people don't think about on a daily basis, and how those pieces might affect others, especially those who are less well off financially.

Sara Molina

Manager at AFBC

About Financial Education Benefits Center

Financial Education Benefits Center is located in San Ramon, California. The membership company has already helped thousands save money and obtain the necessary education required to live a financially healthy life.

Financial Education Benefits Center has partnered with several name brand third-party companies to expand the financial and educational products and services available to its members and to provide a variety of wellness services as well.

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To learn more about Financial Education Benefits Center, please contact:

Financial Education Benefits Center
2010 Crow Canyon Place Ste. 100
San Ramon, CA 94583

Source: American Financial Benefits Center

Categories: Financial News, Financing and Student Loans

Tags: dumping, hardships, income-driven repayment, student debt, student loan repayment, student loans, throwing away

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American Financial Benefits Center works to align each client with the different U.S Department of Education programs available to them based on their income and occupational situation.

American Financial Benefits Center
1900 Powell Street (600)
Emeryville, CA 94608
United States