Aflac: What Does Accident Insurance Cover?

Accidents can happen anytime, anywhere. And the costs of an accident can quickly add up. If you're not insured, you could be left with a huge financial burden. That's where accident insurance comes in.

An accident insurance policy can help give you peace of mind knowing you'll be protected if you get injured unexpectedly. Let's dive deeper into how accident insurance works and what it covers:

How does accident insurance work?

Accident insurance is a type of insurance that helps to cover the costs of medical care resulting from an accident. This can include ambulance rides, intensive care costs, and therapy charges. One of the main benefits of accident insurance is that it can help to ease the financial burden after an accident. This type of coverage can help to pay for unexpected medical expenses, which can help you from having to dip into your savings or take on debt.

Ambulance services

If you're injured and need to take an ambulance to the hospital, accident insurance has you covered. Many plans will help cover ambulance rides so that you don't have to worry about these costs while you're recovering.

Emergency care

While you're at the hospital, you may need intensive care treatments or procedures, and these can be costly. Luckily, accident insurance can help provide financial assistance for emergency care.

Diagnostic tests

Major Diagnostic Test & Exam Fees
Assists with the cost of x‐rays, blood tests, CT scans, MRIs, and any other exams needed to assess the injury at hand.

Rehabilitation treatment

During your recovery after an accident, you may need to stay at a rehabilitation center or undergo physical therapy treatment. Accident insurance can help cover these costs to ensure that you complete the rehabilitation treatment you need without breaking the bank.

How to decide if accident insurance is right for you

Accident insurance can be a great tool to help protect your well-being and reduce your financial burden if an unexpected injury occurs. If you're considering accident insurance, it's important to compare policies from different insurers to find the coverage that best meets your needs. Be sure to read the fine print and understand the exclusions before you purchase a policy. Remember, the right coverage for you is the one that protects your livelihood to the fullest extent.

Coverage is underwritten by Aflac. In New York, coverage is underwritten by Aflac New York. WWHQ | 1932 Wynnton Road | Columbus, GA 31999

In Arkansas, Policies A35100AR‐A35200AR, & A35B24AR. In Idaho, Policies A35100ID‐A35200ID, & A35B24ID. In New York, Policies NY35100‐NY35400, NY35B24, & NYB35OF. In Oklahoma, Policies A35100OK‐A35200OK, & A35B24OK. In Oregon, Policies A35100OR‐A35400OR, A35B24OR, & A35BOFOR. In Pennsylvania, Policies A35100PA‐A35200PA, & A35B24PA. In Texas, Policies A35100TX‐A35200TX, & A35B24TX. In Virginia, Policies A35100VA‐A35400VA, A35B24VA, & A35BOFVA. This is a brief product overview only. Coverage may not be available in all states. Benefits/premium rates may vary based on plan selected. Optional riders are available at an additional cost. The policy has limitations and exclusions that may affect benefits payable. Refer to the policy for complete details, limitations, and exclusions. For costs and complete details of the coverage, please contact your local Aflac agent.


Exp. 9/23

Source: Aflac

About Aflac

Aflac Inc. is an American insurance company and is the largest provider of supplemental insurance in the United States. Aflac offers voluntary insurance, or an optional layer of financial protection.


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