Property Investors help people achieve their home ownership goals.

Online, October 4, 2009 (Newswire.com) - Amidst the current financial crises, the pressure placed upon homeowners is greater than ever before. While the Government has started rolling out schemes to help homeowners in varying degrees of difficulty, those people unfortunate enough to be in negative equity are currently excluded from any aid schemes. In a city like Northampton that excludes 17% of homeowners from getting support. For some of those homeowners it may not be such a bad thing, some of them being perfectly content to live out their situation. However, it also means that the people who want help are unable to get it, while at the same time financial institutions such as Banks and Mortgage Lenders are receiving countless reprieves from the Government and Taxpayer when in all likelihood it was these same institutions that drove the Country into the current Economic climate.

For those homeowners who were facing repossession Rentladder.com was there to help. By using a method successfully established in both the US and Australia, the company were able to relieve the owner of financial burden and even potentially turn their negative equity into profit. However the system is actually two-fold and the company was also able to offer that same property to first time buyers who might not yet qualify for a Mortgage.

"This is the real beauty of this system," says Alan Scott, Managing Director of Rentladder.com "we are helping people on both sides of the market, struggling sellers and struggling buyers, it's great when you take one persons problem and turn it into a solution for two people"

However, Alan Scott and David Croissant of Rentladder.com are not satisfied with just helping homeowners avoid repossession. There are existing homeowners who want to move the next rung up the property ladder but feel like they can't, whether it's because they can't afford the deposit or just because they're unsure of taking such a gamble with an uncertain future.

Statistics from the Land and Registry Service of England and Wales show that the average home in Northampton costs £142,226, whereas the national salary is a scant £24,000. Rentladder.com saw what was happening with the current housing market and introduced a 'Rent to Buy' trial scheme, similar to the 'First Steps' scheme launched by London Mayor Boris Johnson, for the people of Northampton.

When homeowners see a new property they're interested in, but unsure of the cost then the Rentladder.com 'Rent to Buy' scheme can help. By agreeing on a sale price of the new property the customer then pays a nominal and returnable deposit to rentladder.com and agrees on a monthly rent. Once the customer is in a comfortable financial position they can then begin the purchase procedure of the property. Rentladder.com will return the deposit and also part of the rent to help out with the first steps of ownership.

Alan Scott commented "Their new home is 100% theirs from day one and we help them save towards the outright purchase while they live in their new home."

The trial scheme aids homeowners so they can use the time and extra money to increase their savings, repair any damage to their credit history and reduce borrowing. This will enable homeowners to reach an improved financial standing as well as giving them the chance to own their own home and secure their future.

Rentladder.com exists as a counter to the casualties suffered in the credit crunch, as David Croissant explains "We solve people's problems and help to rebuild lives. People are so thankful to be able to leave us with their burden while they are able to start again and get on with their lives."

Rentladder.com was formed in 2008 by Alan Scott and David Croissant. Both are professional property developers investors with many years experience and the company was formed with the aim to provide win-win situations to both the clients and the company and to reduce financial strain of the average homeowner.