What You Need To Know: Motorcycle Insurance
Online, May 29, 2012 (Newswire.com) - Before you go off on your wild motorcycle adventure, there is an important thing to consider, motorcycle insurance.
The idea that motorcycle insurance works just like automobile insurance has some validity to it but there are a few distinctive differences that make motorcycle insurance different. But just like anything else, the more expensive the item being insured is, the more expensive the insurance will cost. In the case of motorcycles, the most common "expensive" motorcycle out there is the Harley Davidson. The cost of a brand new Harley will be significantly more expensive than a used cruiser.
The type of motorcycle as well as the engine size will also dictate the price of the insurance. Insurance for sport bikes with engines greater than 600cc's will typically be more expensive than those with smaller engine sizes. Cruisers with a small engines will be less expensive than those with larger ones.
The amount of time you spend on the motorcycle can also dictate the price of insurance. If you plan on riding your motorcycle to and from work year round, your motorcycle insurance can be more expensive then if you only choose to ride on weekends during the warmer months. This is simply due to the fact that the more you are on the road, the more susceptible you are to getting in an accident.
Surprisingly, where you plan on parking or storing your motorcycle can also affect the price of insurance. Because motorcycles are a high theft item, insurance companies will require you to pay more if you put your motorcycle in a high theft environment. An apartment complex parking lot or in the driveway can increase the cost of insurance as opposed to a garage or storage facility.
Many people believe that because a motorcycle is a completely different machine than a car, their past driving records will not apply, nor will future driving infractions they will get while operating a motorcycle. In reality, your driving record will influence your motorcycle insurance. However, taking a motorcycle safety course can decrease your insurance and teach you some practical motorcycle safety techniques.
If you are ready to insure that bad boy parked in your garage and get to riding, check out Accupro Insurance. They provide motorcycle riders with the best and most affordable insurance for them and their motorcycles. Visit them online at www.quoteguy.net or call them today at 702-873-2437