Plans Opening of the Salvation Funding Debt Institute to Educate Consumers Drowning in Personal Debt

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Salvation Funding Debt Institute

​​​Top 10 Hype announces plans for the launch of the Salvation Funding Debt Institute to educate consumers on how to handle a personal debt crisis.

"The growing rise in personal debt in the United States and around the world is of grave concern to economists," said Michael Sharpe of "It took nearly a decade, but debt has made a comeback. Americans have now borrowed more money than they had at the height of the credit bubble in 2008, just as the global financial system began to collapse."

Most consumers don't realize that they have many options to handle a personal debt crisis:

1. One of the most simplistic means of approaching debt is arranging to cover outstanding payments over a period of time by using monthly installments. With this method, one can pay an amount every month with the aim of paying off the balance in a time period.

2. Debt settlement is an increasingly popular option. This way of combating debt involves enlisting the services of a debt relief agency to negotiate with creditors on one's behalf. The aim is to try and reduce the amount owed, negotiate an agreed payment plan and write off the rest of the debt. Learn more about salvation funding debt at

3. Debt consolidation involves taking out a single loan, which is used to cover multiple debts. The aim is to clear debts with high-interest fees and penalties and establish a means of paying a single payment every month.

4. Debt management is similar to using a debt settlement agency, but it involves going through counseling and handing control of one's finances over to the agency. 

5. Bankruptcy is generally considered as a last resort when other options aren’t viable. In this case, the individual is unable to pay their debts, and there is a risk of losing assets and possessions. Bankruptcy is likely to have a serious and long-lasting impact on one's credit score and ability to borrow money in the future.


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Source: Top 10 Hype

Categories: Mortgages and Loans, Personal and Family Finances, Education

Tags: Debt Consolidation, Debt Consolidation Complaints, Pebblestone Financial, Salvation Funding, Salvation Funding Debt Institute, Top 10 Debt Consolidation

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