The Debt Deal and Social Security: How the Deal (Does Not) Impact Your Benefits

Social Security beneficiaries are in no danger of their monthly payments discontinuing thanks to the debt-ceiling deal agreed upon in Congress this week.

Social Security as we know it will remain the same, as the debt-ceiling deal agreed upon between Democrats and Republicans will not affect payments for current Social Security beneficiaries.

This compromise, which raises the US debt ceiling by 2.1 trillion dollars (it is currently set at 14.3 trillion) came after weeks of talks in Congress which left Social Security recipients worried about the continuing future of their monthly checks. Those receiving Social Security can now breathe a sigh of relief as Social Security will not be at risk for any cuts until 2013.

According to Michael J. Astrue, the Commissioner of Social Security, he is "happy to announce there will be no delay in the payment of August Social Security benefits, which should be a relief to those people who were concerned about their benefits. I'm pleased the President and Congress were able to come together in a bipartisan fashion to avoid interruption in payments." President Obama signed the deal into effect on August 2, 2011.

As part of the deal, a super-committee of Congressmen has been tasked with the job of finding further ways to tackle the deficit without having to initiate drastic and life-altering changes to the Social Security program and its beneficiaries. They have been charged with the responsibility of coming up with a solution by the end of the year.

If you are receiving Social Security benefits, expect to receive your August check on-time, and if you are currently in the process of applying for benefits, do not worry as Social Security's funds will continue to exist.

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