Loan Specialist Marc Rhodes Joins Guardian Mortgage

Online, December 14, 2011 (Newswire.com) - Plano, Texas - Guardian Mortgage, a boutique local lender that is flourishing in this market environment, today announced the company's newest hire, Marc Rhodes as a loan origination officer in the Plano office.

"Marc's experiences lending to a wide range of borrowing situations brings a greater understanding of lending solutions to Guardian's customers," said Marcus McCue, Senior Vice President, Guardian Mortgage. "He's had to act as an underwriter, a broker and a lender which gives him a comprehensive understanding of the process and options for borrowers.

His attention to detail, his deep understanding of the numbers and many loan programs out there will support Guardian's commitment to put our customers in the right loan for them."
Rhodes comes to Guardian from DHI Mortgage Company, Inc., the lending arm of DR Horton - the nation's largest new homebuilder for the past nine years.

"For a builder, lending and pre-approval is critical to its success," said Rhodes. "If the loan doesn't close, the builder has the huge expense of an empty house on its hands. I knew not to take a loan to the underwriter until I was sure it would be approved. In the entire time I worked for DHI, I had only two loans not close and there was fraud on the part of the borrower in each case.

Sometimes we had to work with the borrower in advance to repair their credit and to educate them on how to present themselves to the underwriter for the best possible results. I really appreciate Guardian Mortgage's belief that a well-informed customer is the best customer and am committed to educate my customers. Also, because Guardian services its own loans rather than selling them off, the customer relationship lasts for decades and is often generational."

Prior to DHI, Rhodes worked as a mortgage broker at Dallas Home Loans, Inc., and as a broker executive at First Consolidated Mortgage Company - a wholesale lending operation - before that.