Miami, Florida, June 16, 2017 (Newswire.com) - Funeral costs that are increasing may be a higher load for the typical family. Most are already struggling with the inflation on day-to-day needs, such as gas and food. This takes a huge toll once funeral expenses need to be handled.
More households are in a position to better manage funeral costs thanks to a new line of occupations. Several easy strategies could be followed for just about any family that desires or needs to help reduce the high-price of cremation or funeral solutions.
"A funeral is planned by most households just once every 15 years."
Brian Miller, Life Insurance Advisor
A rare occupation, but definitely out there, is “funeral accountant.” If there are any out there advertising near, people can get a one-on-one consultation where an accountant can find what’s best for them when it comes to planning the funeral, as well as ways to save for the funeral. This is a second to best strategy when it comes to simple ways to save for funeral expenses. Another option is to sit down with a life insurance agent who could do all the same as an accountant for free, with the addition of setting people up with a great final expense (burial life insurance) plan that will help give them the extra money needed to create a saving for funeral expenses.
1. The first and most obvious way to prepare for expenses is through the use of insurance. With complexity of insurance, there are many customized plans that are fit for any individual nowadays. A popular option with life insurance has been the customized policy labeled “burial insurance.” This policy is crafted specially for people who want an extra cushion to their pockets come the time of their loved ones, or even themselves passing. Though life insurance is hard to understand, people can always speak to a life insurance agent at no cost to find what would best fit, and how much coverage is needed. Find out more about saving for funeral expenses through our Burial Insurance page here.
2. Find out who sells the services nearby. This helps to negotiate a discount in the local funeral homes by comparing them to other choices. Knowing where the funeral home competitors are, and how much services would cost can encourage funeral directors to decrease their costs to keep the sale.
3. Calculate what cremation or funeral alternatives and rates that are accessible nearby. By being familiar with nearby choices, this allows one to compare solutions and rates to help find exactly what's needed for the most affordable value.
4. Begin Negotiations and compare with your quoted Life Insurance rates and see which route might best fit.
Source: Local Life Pro