Finding Cheaper Ways to Enjoy a Hobby May Ease Financial Struggles in Other Places, Says Ameritech Financial

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Most people have hobbies as a way to relax, have a good time, interact with other hobbyists or some combination of all of the above. Depending on the hobby though, what went from being a way to enjoy some time off might become another thing a borrower would have to let fall to the wayside in favor of repaying student loans. Ameritech Financial, a document preparation service company, may be able to help federal student loan borrowers better afford their hobbies without much struggle, but also offers advice on ways that might make a hobby better affordable by itself.

“Hobbies can be expensive, just like anything people seem to enjoy,” laughed Tom Knickerbocker, executive vice president of Ameritech Financial. “But having to constantly keep putting off stuff that makes a person happy is hard, and we try to make that less necessary for borrowers.”

Buying collectibles or tools for a hobby secondhand often can still net the same desired piece, but maybe for a fraction of the price. It may mean taking a bit more time to acquire a desired piece, because of having to wait for it to appear on the market, but that might also save a hobbyist from buyer’s regret. For some individuals, the struggle of waiting for an item may also increase the enjoyment out of it, because it might feel personally worth more at that point. Buying secondhand though does often mean having to check thoroughly the feedback a seller has, if any, and scrutinize any item photos to make sure the item will arrive in as good of a condition as is listed.

Hobbies can be expensive, just like anything people seem to enjoy, but having to constantly keep putting off stuff that makes a person happy is hard, and we try to make that less necessary for borrowers.

Tom Knickerbocker

Executive Vice President of Ameritech Financial

Trading could be another way for some hobbyist borrowers to get what they want, without threatening to break the bank. Trading items that an individual has - but is no longer particularly attached to - for something else may be an option, or even trading services from outside the hobby for items within it could potentially be an option for some.

Being in an income-driven repayment plan for federal student loans for some borrowers might mean not having to figure out ways to save money in a hobby, but, in general, many individuals are still interested in getting a good deal. Spending less money in one area of an individual’s life may mean being able to put the saved funds towards something else or enjoying having money knowing it may still be there when needed. Ameritech Financial assists borrowers in applying for income-driven repayment plans, which can potentially lower their monthly payments. “Ameritech Financial wants to help people improve or maintain their quality of life and our way of doing that is by assisting borrowers in applying for income-driven repayment plans and helping them stay in those programs during the recertification times,” said Knickerbocker.

About Ameritech Financial

Ameritech Financial is a private company located in Rohnert Park, California. Ameritech Financial has already helped thousands of consumers with financial analysis and student loan document preparation to apply for federal student loan repayment programs offered through the Department of Education.

Each Ameritech Financial telephone representative has received the Certified Student Loan Professional certification through the International Association of Professional Debt Arbitrators (IAPDA).

Ameritech Financial prides itself on its exceptional Customer Service.

Ameritech Financial Newsroom

Contact

To learn more about Ameritech Financial, please contact:

Ameritech Financial
5789 State Farm Drive #265
Rohnert Park, CA 94928
1-800-792-8621
media@ameritechfinancial.com

Source: Ameritech Financial


Categories: Financial News, Financing and Student Loans

Tags: enjoyment, hobbies, hobby, income-driven repayment, leisure time, relax, student loan repayment, student loans, take a break


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About Ameritech Financial

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Ameritech Financial is a document preparation company that helps borrowers enroll in the federal repayment program that matches their individual financial needs, potentially lowers payments and gets them on track for student loan forgiveness.