Choice Plus Benefits Now Offering Disability Insurance Policies
dallas, Texas, January 20, 2015 (Newswire.com) - Choice Plus Benefits, a Texas based insurance company that provides top-quality insurance and investment solutions, now offers disability insurance plans to its customers. The company offers two primary forms of disability insurance which consists of short term and long-term plans for the convenience of its customers.
The disability insurance plan offered by the company is available for persons in case they get injured or suffer a condition that disables them in such a way that their source of income is jeopardized. According to the experts, this type of insurance policy can serve as a financial backup, for weeks or up to a year or longer.
Also referred to as simply DI, it is a form of insurance that ensures the earned income of the beneficiary against the risk of disability. The insurance plan consists of paid sick leave, short-term disability benefits and long-term disability benefits. It has been estimated that on average, a disability accident occurs in the U.S. once every second on average.
According to the company, this insurance plan is a good means for replacing the income of those who are incapable of continuing their customary work due to some kind of illness. According to the company, it is one of the most viable ways to secure one’s future when an unfortunate incident happens.
While a short-term disability plan may create financial limitations, it is beneficial to protect one’s income against a long-term disability. A long-term disability plan is intended to protect people who are affected by a disability over a long period of time. According to the insurance experts at Choice Plus Benefits, the potential loss of income over a 10-year period or more can be much greater than a three month period. For this reason, it is advisable to opt for long-term disability insurance plans.
According to the company, there are multiple factors that have an effect and can change the terms of the insurance policy. The company claims that it helps its clients to choose the right Disability Insurance Plan. The company has a team of insurance agents that helps the clients in choosing the best policies and provides them with a disability insurance quote.
According to the company, the length of coverage varies between six months to 65 years of age. In case an employer doesn’t offer a disability insurance policy, clients can get their own insurance policy through a private insurance agency. If a person has dependents, then this insurance policy will definitely provide them with peace of mind for the years to come.
Apart from disability insurance, Choice Plus Benefits also offers a variety of other insurance plans like Medicare, Life Insurance, Group Insurance and Long Term Care Insurance. The company has expanded its services by providing various alternatives and solutions for the life and health insurance needs of its clients.
The company states that it helps clients in finding the best insurance and investment solutions that meet their specific needs and budget. The company continually searches the marketplace for good quality insurance and financial products for clients. It also conducts due diligence on the insurance carriers to offer the best products in the industry. The company ensures that its clients get access to the highest quality products that are available on the market.
According to the company’s business philosophy, it associates with only top rated companies that stand by their products, have strong financial ratings and that have a good reputation of reliability. The company further states that it takes pride in its pool of ethical, certified and well-trained insurance agents and advisors who have more than 50 years of combined experience in the field. The potential customers can receive an instant quote from Choice Plus Benefits, which will help them choose the best insurance policy. For this purpose, customers need to fill out a form with their basic personal information.
About Choice Plus Benefits:
Choice Plus Benefits was established in 1997. It was initially devoted to providing health care insurance needs to its clients. However, the company expanded its services after it recognized the advantages of securing financial well-being and total health of the clients. It aims at helping clients find the best insurance and investment solution for their needs. They partner with only top-rated companies that have strong financial ratings.
For more information, contact:
Choice Plus Benefits Inc.
14200 Midway Rd., Suite 107,
Dallas, TX 75244
Telephone: 972.850.0680
FAX: 214.622.6448
E-mail: jstamper@choiceplusbenefits.com