AutoZoom Introduces More Robust BHPH Scoring System

Mobile Device Compatibility and Greater Depth of Intuitive Analytics Improves Underwriting Performance in Dealerships

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AutoZoom announces the most impressive enhancements to date to its Buy-Here-Pay-Here (BHPH) online Risk-Management SaaS and underwriting guide. AutoZoom ANGL and ANGL Lite are in production and available now. AutoZoom ANOVA which combines extracted historical dealership DMS data and cumulative system-wide data in building scoring models will be launched very soon.

AutoZoom, now in its fifteenth year, offers used-car financing dealerships an incredible, cost effective, and simple solution to their credit underwriting challenges. This revolutionary design offers both BHPH Analytics and custom-fit Scoring Models in a user-friendly environment which streamlines underwriting processes in all dealerships.

Scott Carlson, founder of AutoZoom, has put his five decades of sales and auto-financing experience towards the advancement of this proprietary scoring system. Scott recently shared, “With AutoZoom, BHPH dealers have simple to use tools that allow them to make decisions based on actual performance results of more than two million consumers who were scored with our system.”

AutoZoom’s ANGL and ANGL Lite integrate with qualified dealership management systems (DMS) and provide browser accessibility on most mobile devices.  These benefits, along with periodic scoring model adjustments, means AutoZoom clients have the most current and flexible scoring models in the industry. For dealerships, this means more sales, greater control of repossession rate and frequency, better collateral recovery economics, and improved bad debt ratios.

Scott Carlson continued, “Arming underwriters with a dealership’s very own custom-fit AutoZoom scoring model improves their ability to identify and turn down career credit-abusers. And, now underwriters don’t have to involve the dealer or upper-management in every deal, so the store is better equipped to offer financing options to the majority of applicants while dealing with each customer’s limited financial resources and instability factors.”  

Most importantly, BHPH underwriters are able to skillfully increase sales by extending attractive credit offers to those qualified applicants desiring to pay minimal down-payments on higher priced vehicles. 

AutoZoom is offering interested dealers an online demonstration of their solution so they can see firsthand how easy it is to score prospective customers and scope the metrics necessary to maximize sales and profitability. 

Dealers can call (888) 493-6891 to schedule a demonstration tour, or they can register on the website,

Source: Auto Loan Technologies, LLC dba AutoZoom


Categories: Risk Management, Risk Management, Automotive, Lending and Borrowing

Tags: auto loans, buy here pay here, credit scoring, credit-abusers, repossession, risk-management

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