Ameritech Financial on Back to School and FTC Online Shopping Warnings

Two Girls Heading to School

It is nearly time for backpacks, notebooks, pens, pencils and, best of all, if there is any money left after paying the bills, new school clothes. With back-to-school shopping approaching, the Federal Trade Commission (FTC) is advising consumers about online shopping. They have helpful advice for consumers about preparing, researching and paying for online goods. Ameritech Financial is a document preparation company that assists borrowers struggling with student loan debt by assisting them to navigate the sometimes-complex process of applying for and maintaining enrollment in an income-driven repayment plan. Ameritech Financial encourages its clients to spend wisely on back-to-school shopping, especially if, because of student loan debt, they just don’t have the extra funds needed for “going back to school.”

The FTC advises consumers to prepare by setting a budget so that they know how much they want to spend and also to set priorities by deciding what are needs and what are wants. Next, they suggest some research and advise consumers to search out scammers and read online reviews from other consumers and experts about the product and company selling the items.

The FTC also suggests that shoppers compare costs by shopping for a product at several online stores and to be sure to include shipping in those comparisons. They also advise looking for coupons and reading return policies. When checking out, they recommend using a credit card that has some extra protections and being sure the URL of the website that is being given financial information starts with “https.”

Ameritech Financial advises consumers overwhelmed by student loan debt that they have options that can help them get beyond the debt that has made life so difficult that the thought of buying essential back-to-school items, let alone new school clothes, is crushing. One such option is a federal income-driven repayment plan (IDR) that may reduce a borrower’s payments relative to income and family size and end in forgiveness after 20 to 25 years of enrollment.

About Ameritech Financial

Ameritech Financial is a private company located in Rohnert Park, California. Ameritech Financial has already helped thousands of consumers with financial analysis and student loan document preparation to apply for federal student loan repayment programs offered through the Department of Education.

Each Ameritech Financial telephone representative has received the Certified Student Loan Professional certification through the International Association of Professional Debt Arbitrators (IAPDA).

Ameritech Financial prides itself on its exceptional customer service.

Ameritech Financial Newsroom

Contact

To learn more about Ameritech Financial, please contact:

Ameritech Financial
5789 State Farm Drive #265
Rohnert Park, CA 94928
1-800-792-8621
media@ameritechfinancial.com

Source: Ameritech Financial


Categories: Financing and Student Loans, Financial News

Tags: back to school, federal student loans, FTC, income-driven repayment, online shopping


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About Ameritech Financial

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Ameritech Financial is a document preparation company that helps borrowers enroll in the federal repayment program that matches their individual financial needs, potentially lowers payments and gets them on track for student loan forgiveness.