The Mortgage Cafe

HMO Mortgages and Financial Info, Guidance and Services Offered via The Mortgage Cafe

The Mortgage Cafe is in the business of providing mortgage and financial advice and solutions to companies and individuals based in the United Kingdom.

In order to effectively navigate the vast and complex mortgage and lending industry in the United Kingdom, in-depth knowledge and expertise are required. Individuals and businesses can use a good piece of advice from experienced specialists offering sound advice and services.

Mortgage Cafe specialises in a range of mortgage and financial services. Embracing the entire spectrum of the industry, the company offers services relating to BUY-to-Let, HMO & Commercial Mortgages; Business Loans; and Short-term Finance.

Mortgage Cafe is the brainchild of Paul O'Brien, who started his career in financial services and mortgages in January 1990. Four years later, Paul had his own practice with work ethics that became the basis of The Mortgage Code in 1998. Expanded into new offices and incorporated as The Mortgage Cafe Ltd in 2007.

Detailed at, The Mortgage Cafe introduces Regulated Mortgage among other various FSA authorised mortgage brokerages. The services also cover Development Funding & Self Build Mortgages; Secured Loans; Residential Investment Purchase or Remortgage; Development Finance; Refurbishment, Renovation & Conversion Finance; Bridging Loans; and Commercial Refinance. also provides Buildings and Contents Insurance Quotes; Commercial Insurance Quotes; and Life Insurance Quotes. The company uses prime lenders and private investors for single property projects or large developments with no previous experience necessary.

Regarding Buy-To-Let investment and mortgages; works with BTL lenders with up to 85% LTV. It also works lending partners can fund all aspects of business finance, whether invoice factoring to boost cashflow, or asset finance for that new piece of equipment or even a vehicle. Clients can even raise capital on their existing equipment, machinery and even office furniture.

The Mortgage Cafe also works with 7 major lenders willing to fund HMO property purchases and remortgages. They will lend on virtually any size of property and larger loans are welcome. The team also has HMO Mortgages at 85% LTV with no early repayment penalty.

To find out more about The Mortgage Cafe and its financial services, please visit for information.

Categories: Economy

Tags: bridging finance, BTL Mortgages, HMO Mortgages

About The Mortgage Cafe

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Paul O\'Brien
The Mortgage Cafe

0117 2232050