The auto insurance industry is changing completely in ways that benefit consumers. Unfortunately, consumers are unaware of these changes because of a lack of knowledge about insurance.

The auto insurance industry is changing completely in ways that benefit consumers. Unfortunately, consumers are unaware of these changes because of a lack of knowledge about insurance.

The Car Insurance Samurai, a web site operated by a self-proclaimed warrior for low car insurance rates, strives to change that state of affairs. The Samurai records the changes in the evolving insurance industry in humorous and entertaining ways.

The idea is to stop people from being afraid of insurance and let them see how and why they are paying too much for car insurance.

Some recent news stories covered by the Car Insurance Samurai include:

How the insurance industry is changing and how the rise of large, direct selling insurance companies such as Progressive and GEICO benefits consumers.

Why the average driver no longer needs an insurance agent and how going to an agent can cause a consumer to pay too much for insurance.

Why drivers in certain states, such as New Jersey, Louisiana and Michigan, pay much more for insurance.

How so-called no-fault insurance laws actually raise rates for the average driver.

Why persons who do not own a car but drive may still need to purchase auto insurance.

Why people taking advantage of car sharing services such as Zip Car may still need to purchase auto insurance.

New technology from insurance companies that can help drivers save hundreds of dollars a year on auto insurance.

Why bundling auto insurance with homeowner's and other policies might not be a very good deal.

How investing in auto insurance stocks can help a family get back some of the money it spends on auto insurance.

How operating an All-Terrain Vehicle (ATV) without insurance can put a family at serious financial risk.

Why uninsured drivers and persons without auto insurance are more likely to sue a driver after an auto accident.

How America's aging power grid might literally not be able to support electric cars.

Why fuel cell powered vehicles and not electric cars might be the transportation choice of the future.

This and much more useful information about insurance and automobiles is available at the Car Insurance Samurai.