Lima One Capital versus Traditional Hard Money Lenders

With its equity-based hard money lending, Lima One Capital is revolutionizing residential real estate with its commitment to customer success and with its efficient investment-minded lending tools.

With its equity-based hard money lending, Lima One Capital is revolutionizing residential real estate with its commitment to customer success and with its efficient investment-minded lending tools.

“Our lending model has created a new paradigm for the hard money industry by combining unprecedented customer care with our innovative institutional grade platform,” said John Warren, president of Lima One Capital, in a 2014 news release. 

Lima One Capital specializes in a 13-month loan and offers rapid underwriting so investors can compete for the most competitive home sale prices. The company’s loan approval process generally closes loans within seven days.  Lima One Capital's quick and straightforward lending process provides investors with the ability to capitalize on incredible opportunities to leverage hard money in today’s real estate market. 

The company offers high quality customer service to all borrowers and prospective borrowers by connecting them to a diverse and unique team that mitigates, manages and profits from risks. Clients contact the team via phone or email with any questions or concerns to get prompt responses, which is something Lima One clients have found to be less accessible in other hard money lending companies. 

"You can even reach the president on the line if you need to speak to him if you have any type of concerns. That's not something that usually happens with a company," said Atlanta-based investor Walter Higgins, former Lima One client.

"Many of our customers are first-time home flippers and they appreciate the level of care and expertise we're able to give them as they analyze prospective investment properties and project costs," said Warren. "We add a lot of value to our loans through this 'high touch' level of interaction with our customers. We help them succeed."

Lima One Capital is also known for displaying its rates and terms for loans and is committed to its policy of no junk fees or hidden fees. 

"I've had experiences with other lenders where there are hidden fees. That's not the case with Lima One. What they say is what they deliver," said Atlanta-based investor Jeff Gaines in a 2012 interview after closing a project with Lima One.

"The thing that separates Lima One Capital from other hard money lenders is the professionalism, the ease of process, the rapid lending decisions, and the understanding of the type of market and the type of industry that we're in," said Atlanta-based investor Walter Higgins in the same interview. 

"Whenever there were changes that we had to make mid-process, those things where understood by Lima One Capital because they understand that sometimes you get into the middle of a project and things change drastically from where you initially started. Things are altered to help the project go and to help the project sell."

For information about how Lima One Capital https://www.limaonecapital.com can help you with your real estate investments, please call 800 390 4212.

About Lima One Capital

We are revolutionizing residential real estate investing and setting the new gold standard for hard money lenders. We are a totally new type of hard money company.

Lima One Capital
201 East McBee Avenue Suite 300
Greenville , SC
29601